Master the Art of Multiplying Your Rewards and Cash Back Earnings!

Credit Cards: Top Tips on Earning Rewards and Cash Back

Looking to maximize your savings? This is the perfect place to learn a winning strategy: stacking your rewards and cash back. No matter how careful you are with your spending, certain expenses are unavoidable. That’s where cash back credit cards and reward apps come into play. If used strategically, you can indeed earn rewards or cash back on almost every purchase you make.

In this guide, we’ll teach you how to get the most out of multiple edge-offers, enabling you to stack up rewards and cash back. The best part? It just takes a little bit of extra effort.

For instance, credit cards like Chase Freedom Flex and Discover it usually give a 5% cash back on grocery purchases for at least one quarter per year. You can maximize these rewards by purchasing gift cards for the stores you frequently shop from, indeed making your everyday spending much more rewarding.

Stacking rewards doesn’t just stop at credit cards. Apart from card purchases, you can also earn rewards via apps or through loyalty programs. Here, let’s discuss the tools you need to get started:

1. Citi Double Cash credit card
2. Chase Freedom Flex credit card
3. Slide
4. Rakuten
5. Ibotta
6. Bumped
7. RebateKey
8. Rebaid

By now, you might be questioning how practical applying all this knowledge is. Let’s look at some real-life examples of how you can benefit from reward stacking in different scenarios:

1. Gas Purchases: Get discounted gift cards from Raise.com and use reward apps like Rakuten for cash back. Make your purchase using a Citi Double Cash credit card for extra cash back. A loyalty card can give you discounts on gas, and a receipt-scanning app like Trunow gives you additional cash back.

2. Groceries: Again, purchase discounted grocery store gift cards from Raise.com. Earn cash back through Rakuten and pay with a Citi Double Cash card for an added bonus. Combine your savings with grocery store loyalty programs or cashback apps like Ibotta and Fetch Rewards.

3. Restaurants: Purchase discounted restaurant gift cards from Raise.com and earn extra cash back via Rakuten using a cashback credit card. Restaurant loyalty programs can add up your rewards even further.

4. Hotel Reservations: Raise.com offers discounted Hotels.com gift cards. Combine this with Rakuten and a cashback credit card of your choice for maximum benefits.

5. Shopping at Amazon: Use Amazon rebate websites like RebateKey or Rebaid alongside an Amazon Prime credit card for maximum cash back and huge discounts.

Don’t forget to sign up for store loyalty programs and have cashback credit cards like Citi Double Cash, Chase Freedom Flex, and Discover it handy. Use cashback apps like Slide, Raise, Rakuten, Swagbucks, and Ibotta, as well as free apps that pay in-stock like Bumped.

Leveraging all these techniques, you can maximize rewards and cash back, and ultimately save a significant amount of money. Combining credit card rewards, apps, and other offers can make a massive impact on your finances by reducing out-of-pocket expenditures on necessities such as gas and groceries. Happy saving!