Unveiling My Four-Year Journey with Fundrise: An Honest and Updated Performance Assessment for 2023.

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Investing 101: My Four-Year Journey With Fundrise (Updated for 2023)
By Marc Andre
Last Update April 19, 2023
P.S.: The links you see take you to our sponsors and help us earn a living.

Looking for smart investment avenues? Don’t forget real estate! The good news: with platforms like Fundrise, anyone can invest in properties and earn a regular income.

I started investing with Fundrise four years ago. Let me take you through my experience – highs, lows, and the learnings.

You can find out more about how Fundrise as a platform has performed historically on their website. But remember, everyone’s journey and returns will be distinct. It all depends on when you start and the different plans or portfolios you’ve chosen.

I first invested with Fundrise towards the end of 2018, targeting long-term growth. Let’s take a quick look at my journey:
2019: 6.2% return
2020: 6.3%
2021: Boom! A 22.2% increase
2022: A modest 5.3%
2023 (Q1): A slight drop of 0.10%
All time: An impressive 9.8% per year

Honestly, I was a bit bummed with the 6.2% in the first year. But remember that my goal was long-term. The notable jump in 2021 was thanks to real estate trends in the U.S. and the progress of my long-term investments.

In 2022, my Fundrise portfolio increased by a further 5%, even as the S&P 500 fell by over 18%, and public REITs tanked by more than 25%.

Early 2023 saw my first dip – 0.10%. But hey, I’m still happy overall. The past four years have been pretty solid.

Getting started with Fundrise is easy – you can start with just $10!
Fundrise offers a versatile platform for hands-off real estate investment. Its key features include:
An excellent track record
A diverse portfolio of properties
Quarterly dividends
A helpful, user-friendly platform
Ability to start with just $10
A nice $10 bonus with your first investment

Wondering about the average returns across all portfolios in Fundrise? Keep in mind, these averages take into account a wide range of investors and portfolios. A good point to remember is that because Fundrise focuses on long-term investment, early returns may seem slow, but you might see better returns the longer you stick around.

Let’s also talk about my overall experience with Fundrise:
Stability – While the stock market was up and down, Fundrise was chill.
Ease of Use – The user-friendly dashboard was a breeze to navigate.
Communication – They kept me updated through regular emails.
Customization – I could tweak my portfolio to suit my goals and preferences.
Diversification – I had investments in several properties across the U.S.

There are many platforms to choose from. Some even boast higher returns than Fundrise but are mainly open to accredited investors.

Fundrise is more conservative and suitable for different investors. For full disclosure, I also started investing with CrowdStreet and EquityMultiple in 2022 and had a good experience.

Let’s address a few commonly asked questions:
– What’s the average return on Fundrise? From 2017 to 2022, it ranged from 5-22% per year. But every investor’s experience is unique.
– Can you lose money with Fundrise? Sure, you can. There are no guarantees in investing.
– Has anyone made money with Fundrise? Absolutely, many people have seen impressive returns, even during unfavorable periods.
– Does Fundrise pay dividends? Yes, investors receive dividends quarterly, either as cash or reinvested.
– How long does it take to see a return from Fundrise? It’s designed as a long-term investment, with quarterly dividends paid.
– Is Fundrise suitable for passive income? Absolutely. If you prefer cash dividends, they have an option for that.
– Is Fundrise volatile? Not as much as publicly-traded REITs, but every investment has a bit of volatility.
– Is Fundrise legit? Yes. They’ve been around since 2012 and have a solid track record.
– Is Fundrise worth it? That depends on your personal circumstances. For some, it’s a way to conveniently invest in real estate.
– How much should I invest in Fundrise? Again, that’s individual. You can start with as little as $10.

Looking back, I’m glad I chose Fundrise. It’s been comfortable, reliable, and profitable. It’s been a key piece of my diversified portfolio. But remember, always do your own research before investing. Let’s grow and prosper together!