Discover Top-Notch Travel Reward Credit Cards of 2021: Your Gateways to Unforgettable Adventures!

Here’s a simplified, chatty version of the article:

**TOP TRAVEL REWARDS CREDIT CARDS OF 2021**

Most of us use credit cards for regular purchases. Did you know some credit cards might give us more back than others, especially for travel? If you frequently travel or are planning a trip, it’s wise to have a travel reward credit card. Why? They offer more value and other bonuses like upgrades or no extra charges for foreign transactions.

However, points or miles confuse you? No worries! They are quite simple. If a card offers 1x points for every dollar you spend, you are essentially getting 1% cash back. Some cards even provide more value when these points are used for travel.

Let’s dive into our top picks for travel reward credit cards, which also give you an idea of how they work. This will help you choose the best card for your needs.

**CHOOSE THE RIGHT TRAVEL REWARDS CARD**

Choosing the perfect card can be tricky, but some factors help you decide. Look at the initial bonuses they provide. But, be careful! If your average spending is less than the requirement, you won’t qualify for the bonus. Always consider what’s sustainable for you.

Too many credit card options? Here are our top picks:

1. **Chase Sapphire Preferred**: This card offers a signup bonus of 100,000 points – a whopping value of $1250 in travel rewards! You must, however, spend $4000 in the first three months to get this bonus.

2. **Chase Sapphire Reserve**: The signup bonus of this card is slightly less than the Sapphire Preferred but still attractive. If you spend $4000 in the first three months, you get 60,000 bonus points. The added perk is that you get $300 in statement credit each year to manage your travel expenses.

3. **Capital One Venture Card**: A great card for frequent travelers, Venture offers $500 bonus travel credit if you spend $3000 in the first three months. Plus, it also waives off the $95 annual fee in the first year.

4. **The Platinum Card from American Express**: This high-value card gives a 75,000 point bonus if you spend $5000 in the first six months, but it has a hefty $550 annual fee.

5. **Capital One VentureOne Rewards Credit Card**: Suitable for moderate travelers, it offers a 20,000 mile bonus if you spend $500 in three months. The extra charm? No annual fee, whatsoever!

6. **Citi Premier**: This card allows you to earn 3x points on travel, dining, and groceries. You get a generous signup bonus of 60,000 points if you spend $4000 in the first three months.

7. **Marriott Bonvoy Boundless**: If Marriott properties are your favorite, this card is perfect. You earn six points for every dollar at Marriott-owned hotels and resorts.

8. **American Express Gold/Rose Card**: Though there’s a $250 annual fee, if your spending habits offset that, this card offers you lots of advantages. You can earn 4x membership rewards points at grocery stores and restaurants!

For business owners, the great travel rewards cards options include **Chase Ink Preferred**, **Business Platinum from American Express**, and **American Express Business Gold** card.

Remember, the right credit card relies heavily upon your spending and travel habits. In our list, the top pick is Chase Sapphire Preferred for its impressive welcome bonus and ongoing rewards that give additional value when redeemed for travel through Chase Ultimate Rewards.

**INVESTMENT PLATFORM OPTIONS**

In addition to reviewing credit cards, we’ve also got some insights on investment platforms that could yield great benefits. These include:

– **Public**: Offers many perks like commission-free trades of stocks and ETFs, fractional shares, access to various investments, and a high-yield treasury accounts.
– **Moomoo**: It’s great for free trading of stocks, ETFs, options, and ADRs, powerful screening tools, AI monitoring, and AI-powered price forecasts.
– **Webull**: Another excellent platform offering free trades of stocks, ETFs, options, and cryptocurrency, and allows you to schedule recurring investments.

Remember, the right credit card or investment platform completely depends on your personal needs or financial goals.