Exciting new offer for 2026! Don’t forget to enroll first! Marcus by Goldman Sachs is presenting a bonus of up to $1,500 (starting with a $100 bonus for a deposit of $10,000 in new funds) into their online savings account, credited within 10 calendar days of enrollment on the special offer page. This offer is open to both new and existing customers. Ensure that you enroll by 3/11/26 and retain the new funds for 90 days (possibly up to 100 days in total). The bonus will be credited after an additional 14 days. There’s no requirement for a promo code. This promotion has a history of being offered in previous years, making it a great opportunity to repeat. Below are the tiers:
After enrollment, make sure to deposit $10,000 or more from an external account into your savings account within 10 calendar days (the “Funding Period”). You need to maintain the account balance, combined with a minimum of $10,000 in new funds (the “Required Dollar Amount”), for 90 consecutive days from the end of the Funding Period. The starting current balance will be reflected in your account at 12 am ET on the day you enroll. After the Funding Period ends, it’s important that your balance does not fall below the Required Dollar Amount until the 90 consecutive days have passed. You can make multiple deposits during the Funding Period to reach the Required Dollar Amount. Note that internal transfers do not count toward this offer.
Key disclosures: Enroll your Online Savings Account in the Offer and then deposit (within the 10 calendar days following enrollment) and maintain at least $10,000 (for a $100 bonus), $50,000 (for a $750 bonus), or $100,000 (for a $1,500 bonus) of New Funds, along with your balances in your enrolled account and across all Marcus accounts as of 6:00 pm ET on 1/27/26, for 90 days following the 10-day Funding Period. Withdrawals by you or a joint account owner during the enrollment period, including CD maturities to non-Marcus accounts or early CD withdrawals, may reduce your bonus amount or eliminate eligibility based on your balances.
Referral bonus for new customers. If you’re not yet a Marcus account holder, opening an account through a referral link from an existing customer will earn you a small 0.25% bonus (which has been decreasing!). That’s my referral link, and I appreciate your support if you decide to use it! It’s advisable to first secure the referral offer and then later enroll in this $100 offer as an existing customer.
Bonus breakdown. Here’s how the bonus structure works for each tier:
- $100 is a 1% bonus on $10,000 if maintained for 90 days, equivalent to a ~4% APY annualized.
- $750 represents a 1.5% bonus on $50,000 held for 90 days, roughly ~6% APY annualized.
- $1,500 equates to a 1.5% bonus on $100,000 maintained for 90 days, also around ~6% APY annualized.
The bonus is in addition to the standard interest rate, currently at 3.65% APY as of 1/29/2026. Be sure to compare this with my latest updates on the best interest rates available. I have successfully received similar bonuses from Marcus in the past without any issues. Remember to complete your enrollment at the provided link first before transferring in your new funds.
